Going self-employed is exhilarating and terrifying in equal measure. This section is built on real experience โ sole trader vs limited company, pension options when you're on your own, tax basics, and how to actually find clients. No fluff, no theory.
When you go self-employed, nobody sets up your pension for you. Here's how to choose the right option, make the most of tax relief, and actually start โ without it feeling like another overwhelming task.
Irregular income, self-assessed tax, no employer pension, no sick pay. Freelance finances are a different beast. Here's how to build a system that actually works.
Everything you need to set up your finances properly when you go self-employed โ from business structure and bank accounts to tax, VAT, invoicing and insurance. Work through it once, do it right.