What Is Loan-to-Value (LTV) and how does it impact your mortgage options?
When exploring mortgage options, you’ll often come across the term Loan-to-Value (LTV). But what does LTV mean? And more importantly, how does it impact your mortgage rates, eligibility and overall costs? In this guide, I’m going to break down the Loan-to-Value ratio, its effect on your mortgage application, and how to achieve the best deal […]
What mortgage can I get on my salary?
Understanding what mortgage you can afford is about more than just your salary. Mortgage lenders need to see an overall affordability picture, and you’ll need to factor in several financial considerations. In this guide, we’ll break it down into three key categories to help you make an informed decision. A common rule of thumb is […]